Coverage varies by state.
Download the Aegis General Affordable Housing product sheet for our combined offerings list.
We specialize in insuring manufactured homes, including single-wide, double-wide, and modular units, focusing on underserved markets—particularly older and lower-valued homes. Our program can also be tailored to meet the needs of newer manufactured homes risks by providing enhanced coverage options for qualifying risks.
Coverage – Open Peril Form (Named Perils for tenant policies)
Occupancies – Owner, Seasonal, Rental, Tenant
Value – Up to $450,000 TIV
Rental Units – Up to 12 per policy
Age of Homes – 1960 or newer (focus on 10+ years old)
Seasonal Units – Including Park Model & permanently sited Travel Trailers
Protection Class – All accepted
Location – In a park or on private land
Replacement Cost – Optional
We offer basic coverage designed for rental property owners. With flexible underwriting, coverage for short-term rentals, and no automatic disqualification for a prior loss, we provide protection that adapts to your needs.
Coverage Form – Named Perils (Dwelling Basic Form)
Value – Up to $500,000 TIV
Schedule – Up to 12 locations on one policy
Short-Term Rentals – Accepted
Prior Lapse in Coverage – Accepted
Prior Claims – Accepted
Premises Liability – Available
Protection Class – All accepted
Standalone Risks – Monoline policies accepted
As specialists in the habitational market, part of our portfolio of insurance programs includes protection for vacant structures. As an insurance producer, you may have clients who flip vacant homes, are in between tenancy, or are in the midst of settling an estate. With Aegis General, you can insure vacant properties and their unique exposures against fire, explosion, wind, hail vandalism, and other perils plus premises liability coverage.
Coverage Form – Named Perils (Dwelling Basic Form)
Value – Up to $500,000 TIV, depending on geography
Valuation – Market value/purchase price determines Coverage A
Property Types – Single-family residential dwellings & vacant manufactured homes
Age of Home – All accepted
Ownership – In the name of an Estate, Trust, or LLC for sale
Coverage Terms – 3, 6, or 12 months
Prior Claims – Accepted
Vandalism & Malicious Mischief – Coverage available
Under Renovation – Accepted
Protection Class – All accepted
We provide flexible, reliable coverage for your clients with seasonal and secondary homes across the U.S. Whether it’s a vacation retreat or a part-time residence, our flexible policies ensure peace of mind and are backed by competitive pricing and industry expertise.
Coverage Forms – Manufactured Home or Dwelling Fire forms available
Value – Up to $500,000 TIV
Occasional Rental – Available
Supplemental Heating – Accepted
Premises Liability – Available
Protection Class – All accepted
Golf Cart Coverage – Available
Comprehensive Protection – Unlike maintenance policies, our insurance covers common perils without unnecessary add-ons.
Instant Quote Turnarounds – Get quick, hassle-free quotes through our web-based platform.
Real-Time Policy Issuance – Bind policies instantly with our seamless digital process.
Superior Claims Handling – Our expert team is ready to expedite claims and provide outstanding support.
Aegis General, in partnership with K2 Claims Services, provides exceptional claims support for any loss—big or small. Our dedicated mobile catastrophe team responds immediately, often arriving on-site before the event is over. With licensed adjusters and appraisers authorized to issue payments on the spot, we streamline the claims process, ensuring fast, efficient settlements when policyholders need them most.
